Frequently Asked Questions
Got A Question For Us?
Chances Are It's Been Asked Before!
We know you probably have questions about our FREE service and how it works. No problem. We have answered the most common questions our customers have here. So, just look for the question you have and see if the answer to your question can be found there. If not, please do not hesitate to Contact Us directly with your question.
How exactly does your quote service work? What happens to my quote request after I submit it at your insurance partner's website?Excellent question. Our quote service works by putting you in touch with selected insurance agents in your local area who will contact you by phone or email to provide you with one or more rate quotes from one or more insurance companies they represent. Our service relies on local insurance agents because that is how you can receive the lowest rates and the best service from a large insurance company headquartered in another part of the country. Our insurance partner acts as a gateway to a network of local insurance agents around the country. Our insurance partner is who compensates us for introducing you to them and their network of local insurance agents. That is why our service is free to you.
Are the insurance rates your insurance partners quote me truly less than the insurance rates I would receive by going to an insurance company directly?Yes, but it depends on your unique situation and the local insurance agents in your area.
Every quote you receive from an insurance company is unique to you and your situation. That's why our insurance partner asks many questions about your situation when you complete the quote request at their website. The insurance agents representing the insurance companies look carefully at how you answer each question. Based on your answers, they are able to respond to you with a custom quote that matches your situation specifically. If the insurance companies view your situation favorably (i.e., you appear to be a low risk for them to insure), you are likely to receive lower quotes than had they viewed your situation unfavorably (i.e., had you appeared to be a high risk for them to insure).
Oftentimes, insurance companies will offer local insurance agents special incentives to sell more insurance for them. These incentives can often translate to lower priced insurance quotes from a local insurance agent. These lower prices help the local insurance agents sell more insurance to local customers than the insurance company could from a remote, central location. So, your unique situation and special incentives provided to local insurance agents are how the insurance rates our insurance partners quote you often will be lower than the insurance rates you would receive by going to an insurance company directly.
To protect our own reputation, we only partner with the best the U.S. insurance industry has to offer and we are proud of the top tier partnerships we have put together. Our insurance partners have been major players in the U.S. insurance industry for decades. Our primary partner, 2Insure4Less, acts as a gateway to a network of local insurance agents around the country and has been doing so successfully for many years. The local insurance agents represent many of America's largest and most recognized insurance companies in the business. Take a look around our website and that of our primary partner and you'll see many names you will recognize immediately as stable, top-tier insurance companies.
Can I use your free quote service to just do a double-check on the rates I am paying with my current insurance company, or am I obligated to buy insurance from one of the insurance companies you represent?Please do use our free quote service to double-check the rates you are currently paying your current insurance company. We believe you'll find the rates our insurance partners can provide you will be highly competitive and highly compelling in tempting you to switch insurance companies to save a lot of money. However, there is never any obligation to purchase any insurance through our insurance partners. You always remain in control and you always remain the person who makes any decision to switch insurance companies — or not.
OK, I have used your free quote service and now I would like to leave a positive comment for you or I would like to register a complaint. How can I do that?You can always send us a testimonial or a complaint about our free service by using our handy Contact Us form here on this website.
